FC 27 SBC Guide: How Streamlined SBCs Work

Squad Building Challenges (SBCs) let you trade player items you don't need for packs, upgrades or specific players in FC 27 Ultimate Team. FC 27 added a second, simpler format called Streamlined SBCs, which most player and upgrade SBCs now use. This guide explains both formats, how item scores work and how to get the most out of your spare items, based on EA's FUT Deep Dive and later Pitch Notes.

Last checked: November 9, 2026.

Streamlined vs Traditional SBCs

	Streamlined SBC	Traditional SBC
What you hand in	Any eligible items, until a target score is reached	A full squad that meets every requirement
Requirements	A total score, sometimes with a minimum rating per item	Chemistry, positions, ratings and similar rules
Duplicates	Accepted, including several copies of the same item	Only if they fit the squad
Partial progress	Yes, you can submit some items now and finish later	No, the squad is submitted in one go
Used for	Most Player SBCs and Upgrade SBCs	Puzzle-style Challenge SBCs

EA says it will adjust how often it uses each format based on player feedback during the year, so you'll see both.

How Streamlined SBCs work

Instead of building a squad around chemistry and rating rules, you pick items from a list of eligible items in your club. Each item adds points toward the SBC's target score.

Open the SBC and check the target score and any item rules, such as a minimum rating.
Select items from your club. The progress bar fills as you add them.
Submit. If you haven't reached the target yet, your progress is saved.
Come back later and add more items until the target is reached, then claim the reward.

EA's own example is a Player of the Month SBC that asks only for a total score, with every item rated 75 or higher. Other Streamlined SBCs have no minimum rating at all. That means you can finish them with lots of lower-rated items, a few higher-rated ones or a mix.

How item scores work

Every player item in FC 27 Ultimate Team has an Item Score. EA says it's built from three parts:

Overall rating. Each OVR has a base score, and higher-rated items score more.
Rarity. Special items such as Team of the Week or Campaign items get a rarity bonus.
Holographic status. Holographic versions get an extra bonus on top.

The bonuses stack. A Holographic Team of the Week item, for example, gets both the TOTW rarity bonus and the Holographic bonus. The same scoring is used by the FUT Gallery, so an item that scores well in an SBC also helps a Gallery Set grade.

EA hasn't published a full score table, but the SBC screen shows your progress toward the target as you add items. EA has also said it will give significant advance notice if it changes item scores during the year.

How Traditional SBCs work

Traditional SBCs work the way SBCs always have. You build a squad in the SBC screen that meets every listed requirement, then submit the whole squad. Typical requirements cover chemistry, positions and ratings, plus rules about clubs, leagues, nations or item types.

These are now mostly used for Challenge SBCs, where solving the squad is part of the fun. They take longer, but they're also where you can sometimes use awkward items that don't fit anywhere else.

Things to know before you submit

Submitted items are gone. Whatever you put into an SBC leaves your club for good. Check that you're not handing in a player you use.
They still count in the Gallery. Items you submit stay in your FUT Gallery history and keep counting toward Gallery Sets, including Sets released later in the year.
Duplicates are the best fodder. Because Streamlined SBCs accept duplicates, spare copies from packs now have a clear use.
Filters are remembered. Since Title Update v1.1 on October 27, your filter and sort settings carry over between Streamlined SBCs until you close the game.
You can do them on your phone. Streamlined SBCs launched on console and PC and arrived in the Companion App on September 28.

How to tell if an SBC is worth it

An SBC is only good value if the reward is worth more than what you put in. Before you submit:

Price the fodder. Most FC 27 rewards are tradeable, so many of your spare items can be sold on the Transfer Market. Check what they'd sell for.
Price the reward. For a player SBC, compare the reward with the market price of similar players.
Start with items you can't sell. Untradeable items and extra copies you'd otherwise quick sell are the cheapest things to hand in.
Don't overpay for rating. If an SBC has no minimum rating, several low-rated spares can do the job of one expensive item.
Think about the long run. Upgrade SBCs that turn spare items into packs keep your club moving and also feed your Gallery history.

Where SBCs fit in FC 27

EA's plan for FC 27 is to balance SBCs, Evolutions, mode rewards and the Transfer Market so no single route is the only way to upgrade. In its October 1 developer update, EA said many players liked the lower effort of Streamlined SBCs and that it plans more quality-of-life changes, such as a way to mark players you never want to submit by accident.

If you're new to the mode, start with our FC 27 Ultimate Team beginner guide for how coins, chemistry and the game modes work.

Frequently asked questions

What is a Streamlined SBC in FC 27?

A Streamlined SBC asks for a total item score instead of a complete squad. You pick eligible items, each adds to the score, and you can submit in several batches. Most Player and Upgrade SBCs in FC 27 use this format.

Can you use duplicates in FC 27 SBCs?

Yes, Streamlined SBCs accept duplicates, including several versions of the same item. That makes them the easiest way to clear spare copies from your club.

How is the item score calculated in FC 27?

Each item's score comes from its overall rating, plus bonuses for rarity and for being Holographic. The bonuses stack, so special and Holographic items count for more. The same scores are used in the FUT Gallery.

Do Traditional SBCs still exist in FC 27?

Yes. EA kept Traditional SBCs for puzzle-style Challenge SBCs, where you build a full squad around chemistry, position and rating rules. EA has said it will adjust how it uses each format during the year.

Can I do SBCs on the Companion App in FC 27?

Yes. Streamlined SBCs came to the FC 27 Companion App on September 28, 2026, after launching on console and PC. You can also manage your club through the Web App.

Do players I submit to an SBC still count in the Gallery?

Yes. Items you submit stay in your Gallery history and keep counting toward Gallery Sets, even though they leave your club.

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